Pet Insurance Companies

Should you get insurance for your beloved pet? Learn about the top pet insurance companies that will give your precious fur buddy the care it deserves!

If you are wondering if you should get your pet insurance, then you are in a for a treat. Pet insurance basically pays for your pet’s veterinary treatment if ever it becomes ill or injured. Learn about the different policies these top pet insurance companies offer!

Is Pet Insurance Worth It?

Some people think that pet insurance is too expensive. That may be true, but if you think about it – we are used to paying thousands of dollars per year for our family’s health insurance, aren’t our pets part of the family and don’t they deserve the same kind of protection? In reality, paying for as low as $30 per month for pet insurance could end up saving your pet best friend.

Instead of paying $6,000 for a vet bill because your dog or can needs cancer treatment, a large part of it could get covered through pet insurance. Yes, it is heartbreaking to know that your dog has cancer, but it is even more painful if you turn down treatment because you can’t afford to pay the bills for it.

No pet owner wants to face that decision, that is why signing up for pet insurance is a great idea.

Understanding Pet Insurance

Pet insurance is just like any other health insurance for humans. Having a dog or cat protected by a top insurance plan can put your mind at ease knowing that unexpected medical bills would be covered.

There are three types of insurance coverage: illness, accident, and wellness. You can sign up for 1, 2, or all of this coverage depending on your preference.

Now, let’s discuss a little bit more about this different coverage.

1. Illness Coverage – A lot of pet insurance companies limit their illness coverage as your pet ages. That is why it is wiser to have your pet covered while it is still young to reduce pre-existing condition exemptions and your monthly cost. Illness coverage can cover diseases like cancer, UTIs, allergies, arthritis and more.

2. Accident Coverage – We cannot predict an accident, but we can plan ahead for potential incidents that could cost us a fortune. Every pet health insurance companies offer accident coverage that can include torn ligaments, bite wounds, broken bones and other pressing health needs.

3. Wellness Coverage – This type of coverage is always optional. You can pay for wellness expenses on your own, or you can invest a little each month with an insurance company to avoid out of pocket for routine visits to your pet’s vet.

Wellness plans can cover the following:

1. Spray or neuter
2. Annual examinations
3. Routine blood panels
4. Urinalysis
5. Stool testing
6. Vaccinations such as rabies, Bordetella, DHLP, parvo, Lyme, and giardia
7. Teeth Cleanings
8. Flea, tick or heartworm treatments

Top 10 Pet insurance and Pet insurance websites as ranked by people like you

The Community ranked the best Pet insurance websites so that you can find what you need. Help improve the ranking by voting too.

Last updated: 2024-12-23

Rank

Provider

Description & Features

Site

1

97

Nationwide Pet
Nationwide Pet
The best pet insurance ever by Nationwide. Plans that cover wellness, illness, emergency & more. Use any vet. Up to 90% back on vet bills. 877-263-6008

2

90

Get Affordable Pet Insurance for Your Dog & Cat | Progressive
Get Affordable Pet Insurance for Your Dog & Cat | Progressive
We offer insurance by phone, online and through independent agents. Prices vary based on how you buy.. Progressive Advantage Agency, Inc. refers consumers seeking Progressive Pet Insurance to Pets Best Insurance Services, LLC for placement with American Pet Insurance Company or Independence American Insurance Company, the insurers underwriting that coverage.

3

83

ASPCA Pet Insurance
ASPCA Pet Insurance
Shop pet insurance plans that cover wellness, illness, accidents & more. Use any vet. Get a free quote or call 888-716-1203 today!

4

77

Pet Insurance for Dogs & Cats - Get a Free Quote | GEICO
Pet Insurance for Dogs & Cats - Get a Free Quote | GEICO
When does my pet insurance coverage begin? All good things come to those who wait. The waiting period for accidents and illnesses is 14 days. For pet insurance coverage to start, each pet you are insuring must have visited a vet within the past 12 months.

5

71

Healthy Paws
Healthy Paws
With Healthy Paws Pet Insurance & Foundation, you can give your pet the best medical care possible. Our top-rated pet insurance plan covers new accidents and illnesses including cancer, emergency care, genetic conditions, and alternative care.

6

66

Trupanion
Trupanion
Trupanion pet insurance has one simple plan that covers 90% of veterinary costs with no payout limits. Get a pet health insurance quote today for your dog, cat, puppy, or kitten. Our veterinary pet insurance can even pay the bill in minutes so you aren’t waiting for a reimbursement check.

7

61

Best Pet Insurance of 2019 - consumersadvocate.org
Best Pet Insurance of 2019 - consumersadvocate.org
Pet insurance – or veterinary health insurance for your cat or dog - is about being prepared for the unexpected. Having a plan with a top-tier company gives you financial protection; in the event you’re faced with an expensive $2,000-6,000 surgery for your pet, a good insurance policy will pay up to 90% of that vet bill.

8

57

Pet Insurance Review
Pet Insurance Review
Read thousands of reviews, compare leading US & Canadian pet insurers, and find the best pet insurance provider for you. Take out a policy through Pet Insurance Review today & we’ll donate 5% of our revenue to an animal charity.

9

53

Embrace Pet Insurance
Embrace Pet Insurance
Embrace offers personalized, affordable pet insurance for dogs & cats with up to 90% back at any vet. Add a wellness plan for total protection. Get a free quote for your pet's customized policy.

10

49

Is Pet Insurance Worth the Cost? - Consumer Reports
Is Pet Insurance Worth the Cost? - Consumer Reports
Like people insurance, pet policies come with a variety of deductibles, co-payments, and premiums. Unlike people coverage, you usually have to pay the vet bills in full and wait for reimbursement ...

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This comparison site is made up of our own opinions and views. The ranking is determined at our discretion and is not to be used for accuracy purposes. We can provide this service at no charges thanks to a combination of referral fees and advertising income we receive from various publishers and service providers. These payments may affect our rankings and the score we assign to websites, products, and vendors. Our ratings do not imply endorsement of any kind. This website's information, rankings, and vendor list is subject to change without notice at any time.